/* ============================================
   HEALTHCARESEEKER.COM V2 — STYLES
   "Without ACA, costs skyrocket" angle
   ============================================ */

*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  --primary: #0a6e5c;
  --primary-dark: #084d40;
  --primary-light: #e8f5f1;
  --accent: #f47b20;
  --accent-dark: #d5640f;
  --dark: #1a1a2e;
  --dark-soft: #2d2d44;
  --gray-900: #1f2937;
  --gray-700: #374151;
  --gray-600: #4b5563;
  --gray-500: #6b7280;
  --gray-400: #9ca3af;
  --gray-300: #d1d5db;
  --gray-200: #e5e7eb;
  --gray-100: #f3f4f6;
  --gray-50: #f9fafb;
  --white: #ffffff;
  --red: #dc2626;
  --red-light: #fef2f2;
  --green: #059669;
  --green-light: #ecfdf5;
  --blue: #2563eb;
  --font: 'Segoe UI', system-ui, -apple-system, sans-serif;
  --radius: 8px;
  --radius-lg: 12px;
  --shadow-sm: 0 1px 2px rgba(0,0,0,0.06);
  --shadow: 0 1px 3px rgba(0,0,0,0.1), 0 1px 2px rgba(0,0,0,0.06);
  --shadow-md: 0 4px 6px rgba(0,0,0,0.07), 0 2px 4px rgba(0,0,0,0.06);
  --shadow-lg: 0 10px 15px rgba(0,0,0,0.1), 0 4px 6px rgba(0,0,0,0.05);
  --shadow-xl: 0 20px 25px rgba(0,0,0,0.1), 0 10px 10px rgba(0,0,0,0.04);
  --transition: 0.2s ease;
}

html { scroll-behavior: smooth; }
body { font-family: var(--font); color: var(--gray-700); line-height: 1.6; background: var(--white); overflow-x: hidden; }
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
a { color: var(--primary); text-decoration: none; }
a:hover { color: var(--primary-dark); }
h1, h2, h3, h4 { color: var(--gray-900); line-height: 1.25; }

/* --- BUTTONS --- */
.btn { display: inline-flex; align-items: center; justify-content: center; padding: 12px 28px; font-size: 1rem; font-weight: 600; border-radius: var(--radius); border: 2px solid transparent; cursor: pointer; transition: all var(--transition); text-align: center; font-family: var(--font); }
.btn-primary { background: var(--accent); color: var(--white); border-color: var(--accent); }
.btn-primary:hover { background: var(--accent-dark); border-color: var(--accent-dark); color: var(--white); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-outline { background: transparent; color: var(--white); border-color: var(--white); }
.btn-outline:hover { background: var(--white); color: var(--primary-dark); }
.btn-white { background: var(--white); color: var(--primary-dark); border-color: var(--white); }
.btn-white:hover { background: var(--gray-100); transform: translateY(-1px); box-shadow: var(--shadow-md); color: var(--primary-dark); }
.btn-ghost { background: transparent; color: var(--gray-600); border-color: var(--gray-300); }
.btn-ghost:hover { border-color: var(--gray-400); color: var(--gray-700); }
.btn-lg { padding: 16px 36px; font-size: 1.1rem; }
.btn-block { width: 100%; }

/* --- HEADER --- */
.site-header { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; background: var(--white); border-bottom: 1px solid var(--gray-200); }
.site-header.scrolled { box-shadow: var(--shadow-md); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.logo { display: flex; align-items: center; gap: 8px; font-size: 1.35rem; font-weight: 700; color: var(--primary); }
.logo:hover { color: var(--primary); }
.logo-icon { display: inline-flex; align-items: center; justify-content: center; width: 32px; height: 32px; background: var(--primary); color: var(--white); border-radius: 8px; font-size: 1.4rem; font-weight: 700; line-height: 1; }
.main-nav { display: flex; align-items: center; gap: 32px; }
.main-nav a { color: var(--gray-600); font-size: 0.95rem; font-weight: 500; transition: color var(--transition); }
.main-nav a:hover { color: var(--primary); }
.nav-cta { background: var(--accent); color: var(--white) !important; padding: 10px 22px; border-radius: var(--radius); font-weight: 600; }
.nav-cta:hover { background: var(--accent-dark); color: var(--white) !important; }
.mobile-toggle { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 8px; }
.mobile-toggle span { display: block; width: 24px; height: 2px; background: var(--gray-700); transition: all var(--transition); }

/* --- EEAT BAR --- */
.eeat-bar { background: var(--primary-light); border-bottom: 1px solid #c6e9df; margin-top: 72px; }
.eeat-inner { display: flex; align-items: center; justify-content: space-between; padding: 8px 24px; }
.eeat-badge { font-size: 0.85rem; font-weight: 600; color: var(--primary-dark); }
.eeat-badge::before { content: '\2713 '; color: var(--green); font-weight: 700; }
.last-updated { font-size: 0.8rem; color: var(--gray-500); }

/* --- HERO --- */
.hero { padding: 80px 0; background: linear-gradient(135deg, var(--dark) 0%, #1a0a0a 50%, #3b0d0d 100%); color: var(--white); position: relative; overflow: hidden; }
.hero::before { content: ''; position: absolute; top: -50%; right: -20%; width: 600px; height: 600px; background: radial-gradient(circle, rgba(220,38,38,0.12) 0%, transparent 70%); border-radius: 50%; }
.hero-split { display: grid; grid-template-columns: 1fr 420px; gap: 48px; align-items: start; position: relative; z-index: 1; }
.hero-content { position: relative; z-index: 1; }
.hero-tag { display: inline-block; padding: 6px 16px; background: rgba(220,38,38,0.2); border: 1px solid rgba(220,38,38,0.3); border-radius: 20px; font-size: 0.9rem; font-weight: 500; margin-bottom: 20px; color: #fca5a5; }
.hero h1 { font-size: 2.8rem; font-weight: 800; color: var(--white); margin-bottom: 20px; line-height: 1.15; }
.hero-sub { font-size: 1.15rem; color: rgba(255,255,255,0.85); margin-bottom: 32px; max-width: 620px; line-height: 1.7; }
.hero-trust { display: flex; align-items: flex-start; gap: 28px; }
.hero-disclaimer { font-size: 0.75rem; color: rgba(255,255,255,0.5); margin-top: 16px; }
.hero-form-container { background: var(--white); border-radius: var(--radius-lg); padding: 32px; box-shadow: var(--shadow-xl); }
.hero-form-container .form-step h3 { color: var(--gray-900); }
.hero-form-container .step-sub { color: var(--gray-500); }
.hero-form-container .form-field label { color: var(--gray-700); }
.trust-item { display: flex; flex-direction: column; }
.trust-item strong { font-size: 1.3rem; color: var(--white); }
.trust-item span { font-size: 0.8rem; color: rgba(255,255,255,0.7); max-width: 160px; }
.trust-divider { width: 1px; height: 44px; background: rgba(255,255,255,0.2); }

/* --- SHOCK STATS --- */
.shock-stats { padding: 0; background: var(--gray-900); }
.shock-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.shock-item { padding: 28px 20px; text-align: center; border-right: 1px solid rgba(255,255,255,0.1); }
.shock-item:last-child { border-right: none; }
.shock-number { display: block; font-size: 2rem; font-weight: 800; color: var(--red); margin-bottom: 6px; }
.shock-item.highlight .shock-number { color: var(--green); }
.shock-label { font-size: 0.85rem; color: var(--gray-400); line-height: 1.4; }
.shock-label strong { color: var(--white); }

/* --- URGENCY BAR --- */
.urgency-bar { padding: 16px 0; background: var(--white); border-bottom: 1px solid var(--gray-200); }
.urgency-inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.countdown-wrap { display: flex; align-items: center; gap: 12px; }
.urgency-label { font-size: 0.8rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; color: var(--red); white-space: nowrap; }
.countdown { display: flex; align-items: center; gap: 4px; }
.countdown-unit { display: flex; flex-direction: column; align-items: center; background: var(--gray-900); color: var(--white); border-radius: 6px; padding: 6px 10px; min-width: 42px; }
.countdown-unit span { font-size: 1.1rem; font-weight: 700; color: var(--white); line-height: 1; }
.countdown-unit small { font-size: 0.6rem; text-transform: uppercase; color: var(--gray-400); margin-top: 2px; }
.countdown-sep { font-size: 1rem; font-weight: 700; color: var(--gray-400); }
.social-proof { font-size: 0.9rem; color: var(--gray-600); }
.social-proof strong { color: var(--primary); }
.enrollment-open-msg { display: inline-block; padding: 6px 16px; background: var(--green); color: var(--white); border-radius: 20px; font-size: 0.85rem; font-weight: 600; }

/* --- SECTION COMMON --- */
.section-title { font-size: 2.1rem; font-weight: 700; text-align: center; margin-bottom: 12px; }
.section-sub { text-align: center; color: var(--gray-500); font-size: 1.1rem; max-width: 660px; margin: 0 auto 48px; }

/* --- COSTS --- */
.costs { padding: 80px 0; background: var(--gray-50); }
.cost-table-wrap { overflow-x: auto; margin-bottom: 16px; }
.cost-table { width: 100%; border-collapse: collapse; background: var(--white); border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-md); min-width: 650px; }
.cost-table thead { background: var(--gray-900); color: var(--white); }
.cost-table th { padding: 14px 18px; font-size: 0.85rem; font-weight: 600; text-align: left; }
.cost-table td { padding: 13px 18px; border-bottom: 1px solid var(--gray-100); font-size: 0.9rem; }
.cost-table tbody tr:hover { background: var(--gray-50); }
.cost-table tbody tr:last-child td { border-bottom: none; }
.col-bad { color: var(--red); font-weight: 600; }
.col-good { color: var(--green); font-weight: 600; }
.col-saved { color: var(--primary); font-weight: 700; }
.row-highlight { background: var(--red-light) !important; }
.row-highlight:hover { background: #fde8e8 !important; }
.cost-table-note { font-size: 0.85rem; color: var(--gray-500); font-style: italic; line-height: 1.6; }

/* MATH CALLOUT */
.math-callout { margin-top: 48px; }
.math-callout h3 { text-align: center; font-size: 1.5rem; margin-bottom: 24px; }
.math-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 24px; margin-bottom: 28px; }
.math-scenario { padding: 32px; border-radius: var(--radius-lg); }
.math-scenario.bad { background: var(--red-light); border: 2px solid #fecaca; }
.math-scenario.good { background: var(--green-light); border: 2px solid #a7f3d0; }
.math-scenario.good-alt { background: #eff6ff; border: 2px solid #bfdbfe; }
.math-scenario h4 { font-size: 1.1rem; margin-bottom: 16px; }
.math-scenario.bad h4 { color: var(--red); }
.math-scenario.good h4 { color: var(--green); }
.math-scenario.good-alt h4 { color: var(--blue); }
.math-scenario.good-alt .math-total { color: var(--blue); }
.math-line { padding: 6px 0; font-size: 0.95rem; color: var(--gray-700); display: flex; justify-content: space-between; }
.math-line strong { color: var(--gray-900); }
.math-divider { height: 1px; background: rgba(0,0,0,0.1); margin: 12px 0; }
.math-total { font-size: 1.1rem; font-weight: 700; display: flex; justify-content: space-between; }
.math-scenario.bad .math-total { color: var(--red); }
.math-scenario.good .math-total { color: var(--green); }
.math-note { font-size: 0.85rem; color: var(--gray-600); margin-top: 12px; line-height: 1.6; }
.math-bottom { text-align: center; }
.math-bottom p { font-size: 1.15rem; color: var(--gray-900); margin-bottom: 16px; }

/* --- RISK SECTION --- */
.risk-section { padding: 80px 0; }
.risk-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; margin-bottom: 48px; }
.risk-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 28px; text-align: center; box-shadow: var(--shadow-sm); transition: transform var(--transition), box-shadow var(--transition); }
.risk-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.risk-stat { font-size: 2.2rem; font-weight: 800; color: var(--red); margin-bottom: 8px; }
.risk-card:last-child .risk-stat { color: var(--green); }
.risk-card h3 { font-size: 1rem; margin-bottom: 10px; }
.risk-card p { font-size: 0.85rem; color: var(--gray-600); line-height: 1.6; }

/* STORIES */
.risk-stories { margin-top: 16px; }
.risk-stories h3 { text-align: center; font-size: 1.3rem; margin-bottom: 24px; }
.story-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 24px; }
.story-card { background: var(--gray-50); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 28px; position: relative; }
.story-cost { font-size: 1.5rem; font-weight: 800; color: var(--red); margin-bottom: 12px; }
.story-card:last-child .story-cost { color: var(--green); }
.story-card p { font-size: 0.9rem; color: var(--gray-700); line-height: 1.7; font-style: italic; margin-bottom: 12px; }
.story-author { font-size: 0.85rem; font-weight: 600; color: var(--gray-500); }

/* --- COVERED SECTION --- */
.covered-section { padding: 80px 0; background: var(--gray-50); }
.covered-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.covered-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 24px; text-align: center; transition: transform var(--transition), box-shadow var(--transition); }
.covered-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.covered-icon { font-size: 1.8rem; color: var(--primary); margin-bottom: 12px; }
.covered-card h3 { font-size: 1rem; margin-bottom: 8px; }
.covered-card p { font-size: 0.85rem; color: var(--gray-600); line-height: 1.6; }

/* --- SUBSIDY SECTION --- */
.subsidy-section { padding: 80px 0; }
.subsidy-table-wrap { overflow-x: auto; margin-bottom: 16px; }
.subsidy-table { width: 100%; border-collapse: collapse; background: var(--white); border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-md); min-width: 600px; }
.subsidy-table thead { background: var(--primary-dark); color: var(--white); }
.subsidy-table th { padding: 14px 18px; font-size: 0.85rem; font-weight: 600; text-align: left; }
.subsidy-table td { padding: 14px 18px; border-bottom: 1px solid var(--gray-100); font-size: 0.9rem; }
.subsidy-table tbody tr:hover { background: var(--gray-50); }
.subsidy-table tbody tr:last-child td { border-bottom: none; }
.subsidy-note { font-size: 0.85rem; color: var(--gray-500); line-height: 1.6; margin-bottom: 20px; }
.subsidy-cta { text-align: center; }

/* --- ALTERNATIVES SECTION --- */
.alt-section { padding: 80px 0; background: var(--white); }
.alt-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-bottom: 40px; }
.alt-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 28px; box-shadow: var(--shadow-sm); transition: transform var(--transition), box-shadow var(--transition); }
.alt-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.alt-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 12px; flex-wrap: wrap; gap: 8px; }
.alt-header h3 { font-size: 1.15rem; }
.alt-price { font-size: 0.9rem; font-weight: 700; color: var(--green); background: var(--green-light); padding: 4px 12px; border-radius: 20px; }
.alt-desc { font-size: 0.9rem; color: var(--gray-600); line-height: 1.6; margin-bottom: 16px; }
.alt-pros, .alt-cons { margin-bottom: 12px; }
.alt-pros h4, .alt-cons h4 { font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 6px; }
.alt-pros h4 { color: var(--green); }
.alt-cons h4 { color: var(--red); }
.alt-pros ul, .alt-cons ul { list-style: none; }
.alt-pros li, .alt-cons li { font-size: 0.85rem; padding: 3px 0; color: var(--gray-600); }
.alt-pros li::before { content: '+ '; color: var(--green); font-weight: 700; }
.alt-cons li::before { content: '- '; color: var(--red); font-weight: 700; }
.alt-verdict { padding-top: 12px; border-top: 1px solid var(--gray-100); font-size: 0.85rem; color: var(--gray-600); }
.alt-verdict strong { color: var(--gray-900); }

/* HONESTY BOX */
.alt-honesty { background: var(--gray-50); border: 2px solid var(--gray-200); border-radius: var(--radius-lg); padding: 36px; text-align: center; }
.alt-honesty h3 { font-size: 1.3rem; margin-bottom: 20px; }
.honesty-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 20px; text-align: left; }
.honesty-item { padding: 20px; border-radius: var(--radius); }
.honesty-item:first-child { background: var(--green-light); }
.honesty-item:last-child { background: var(--red-light); }
.honesty-item h4 { font-size: 0.9rem; margin-bottom: 8px; }
.honesty-item:first-child h4 { color: var(--green); }
.honesty-item:last-child h4 { color: var(--red); }
.honesty-item p { font-size: 0.9rem; color: var(--gray-700); line-height: 1.6; }
.honesty-bottom { font-size: 0.95rem; color: var(--gray-600); line-height: 1.6; margin-bottom: 20px; }

/* --- QUIZ --- */
.quiz-section { padding: 80px 0; background: var(--gray-50); }
.quiz-wrapper { max-width: 640px; margin: 0 auto; }
.quiz-container { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 36px; box-shadow: var(--shadow); }
.quiz-progress { margin-bottom: 24px; }
.quiz-progress-bar { width: 100%; height: 6px; background: var(--gray-200); border-radius: 3px; overflow: hidden; margin-bottom: 8px; }
.quiz-progress-fill { width: 20%; height: 100%; background: var(--accent); border-radius: 3px; transition: width 0.4s ease; }
.quiz-progress-text { font-size: 0.85rem; color: var(--gray-500); }
.quiz-step { display: none; }
.quiz-step.active { display: block; animation: fadeIn 0.3s ease; }
.quiz-step h3 { font-size: 1.2rem; margin-bottom: 8px; }
.quiz-options { display: flex; flex-direction: column; gap: 10px; margin-top: 20px; }
.quiz-option { width: 100%; padding: 16px 20px; text-align: left; background: var(--white); border: 2px solid var(--gray-200); border-radius: var(--radius); font-size: 0.95rem; font-weight: 500; color: var(--gray-700); cursor: pointer; font-family: var(--font); transition: all var(--transition); }
.quiz-option:hover { border-color: var(--primary); color: var(--primary); background: var(--primary-light); }
.quiz-option.selected { border-color: var(--primary); background: var(--primary-light); color: var(--primary-dark); font-weight: 600; }
.quiz-result-card { text-align: center; padding: 16px 0; }
.result-tag { display: inline-block; padding: 4px 14px; background: var(--primary-light); color: var(--primary-dark); font-size: 0.8rem; font-weight: 600; text-transform: uppercase; border-radius: 20px; margin-bottom: 16px; }
.quiz-result-card h3 { font-size: 1.5rem; margin-bottom: 12px; }
.quiz-result-card p { color: var(--gray-600); font-size: 0.95rem; line-height: 1.6; }
.result-stats { display: flex; justify-content: center; gap: 32px; margin: 20px 0; padding: 16px; background: var(--green-light); border-radius: var(--radius); }
.result-stat { text-align: center; }
.result-stat-value { display: block; font-size: 1.3rem; font-weight: 700; color: var(--green); }
.result-stat-label { display: block; font-size: 0.75rem; color: var(--gray-500); }
.result-risk { padding: 16px; background: var(--red-light); border-radius: var(--radius); margin-bottom: 16px; font-size: 0.9rem; color: var(--gray-700); }
.result-risk strong { color: var(--red); }
.result-cta-text { margin-top: 16px; margin-bottom: 12px; font-weight: 500; }
.result-email-capture { display: flex; gap: 8px; margin-bottom: 16px; }
.result-email-capture input { flex: 1; padding: 12px 16px; border: 2px solid var(--gray-200); border-radius: var(--radius); font-size: 1rem; font-family: var(--font); }
.result-email-capture input:focus { outline: none; border-color: var(--primary); }
.quiz-full-cta { margin-top: 8px; }

/* --- BOTTOM CTA SECTION --- */
.quote-section { padding: 80px 0; background: linear-gradient(135deg, var(--dark) 0%, var(--primary-dark) 100%); }
.quote-section-title { color: var(--white); font-size: 2rem; text-align: center; margin-bottom: 48px; }
.bottom-cta-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; margin-bottom: 48px; }
.bottom-cta-col { color: var(--white); }
.bottom-cta-heading { color: var(--white); font-size: 1.2rem; margin-bottom: 20px; text-transform: uppercase; letter-spacing: 0.5px; font-weight: 600; }
.bottom-cta-risk { color: #fca5a5; }
.quote-benefits { list-style: none; margin-bottom: 28px; }
.quote-benefits li { padding: 8px 0 8px 28px; position: relative; color: rgba(255,255,255,0.9); }
.quote-benefits li::before { content: '\2713'; position: absolute; left: 0; color: var(--accent); font-weight: 700; }
.quote-loss-callout { background: rgba(220,38,38,0.15); border: 1px solid rgba(220,38,38,0.3); border-radius: var(--radius); padding: 20px; margin-bottom: 24px; }
.qlc-item { padding: 4px 0; color: rgba(255,255,255,0.9); font-size: 0.95rem; }
.qlc-item::before { content: '\2717 '; color: #fca5a5; font-weight: 700; }
.quote-trust-badges { display: flex; gap: 12px; flex-wrap: wrap; }
.badge { padding: 6px 16px; background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.2); border-radius: 20px; font-size: 0.85rem; color: rgba(255,255,255,0.8); }
.bottom-cta-action { text-align: center; }

/* FORM */
.form-progress { margin-bottom: 28px; }
.progress-bar { width: 100%; height: 6px; background: var(--gray-200); border-radius: 3px; overflow: hidden; margin-bottom: 8px; }
.progress-fill { width: 25%; height: 100%; background: var(--accent); border-radius: 3px; transition: width 0.4s ease; }
.progress-text { font-size: 0.85rem; color: var(--gray-500); }
.form-step { display: none; }
.form-step.active { display: block; animation: fadeIn 0.3s ease; }
.form-step h3 { font-size: 1.3rem; margin-bottom: 8px; }
.step-sub { color: var(--gray-500); font-size: 0.95rem; margin-bottom: 24px; }
.form-field { margin-bottom: 20px; }
.form-field label { display: block; font-size: 0.9rem; font-weight: 600; color: var(--gray-700); margin-bottom: 8px; }
.form-field input[type="text"], .form-field input[type="email"], .form-field input[type="tel"], .form-field select { width: 100%; padding: 14px 16px; border: 2px solid var(--gray-200); border-radius: var(--radius); font-size: 1rem; font-family: var(--font); color: var(--gray-900); transition: border-color var(--transition); appearance: none; background: var(--white); }
.form-field input:focus, .form-field select:focus { outline: none; border-color: var(--primary); box-shadow: 0 0 0 3px rgba(10,110,92,0.1); }
.form-field input.error, .form-field select.error { border-color: var(--red); }
.form-field select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath d='M6 8L1 3h10z' fill='%236b7280'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 16px center; padding-right: 40px; }
.radio-group { display: flex; flex-wrap: wrap; gap: 10px; }
.radio-card { flex: 1; min-width: 100px; }
.radio-card input { position: absolute; opacity: 0; pointer-events: none; }
.radio-label { display: block; padding: 12px 16px; text-align: center; border: 2px solid var(--gray-200); border-radius: var(--radius); cursor: pointer; font-size: 0.9rem; font-weight: 500; color: var(--gray-600); transition: all var(--transition); }
.radio-label:hover { border-color: var(--primary); color: var(--primary); }
.radio-card input:checked + .radio-label { border-color: var(--primary); background: var(--primary-light); color: var(--primary-dark); font-weight: 600; }
.name-row { display: flex; gap: 10px; }
.name-row input { flex: 1; }
.field-reason { display: block; font-size: 0.78rem; color: var(--gray-400); margin-top: 4px; font-style: italic; }
.form-consent { margin-bottom: 20px; }
.form-consent label { display: flex; gap: 10px; align-items: flex-start; cursor: pointer; }
.form-consent input[type="checkbox"] { margin-top: 4px; flex-shrink: 0; width: 18px; height: 18px; accent-color: var(--primary); }
.form-consent span { font-size: 0.8rem; color: var(--gray-500); line-height: 1.5; }
.form-consent a { color: var(--primary); text-decoration: underline; }
.form-nav { display: flex; gap: 12px; justify-content: space-between; }
.form-nav .btn-primary { flex: 1; }

/* PRICE REVEAL */
.price-reveal {
  text-align: center;
  padding: 28px 20px;
  background: linear-gradient(135deg, var(--green-light) 0%, #d1fae5 100%);
  border: 2px solid #a7f3d0;
  border-radius: var(--radius-lg);
  margin-bottom: 20px;
}

.reveal-header {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--gray-600);
  margin-bottom: 8px;
}

.reveal-price {
  font-size: 2.8rem;
  font-weight: 800;
  color: var(--green);
  line-height: 1.2;
  margin-bottom: 16px;
}

.reveal-comparison {
  margin-bottom: 16px;
}

.reveal-vs {
  display: flex;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
}

.reveal-without {
  font-size: 0.85rem;
  color: var(--red);
  padding: 6px 14px;
  background: var(--red-light);
  border-radius: 20px;
}

.reveal-with {
  font-size: 0.85rem;
  color: var(--green);
  padding: 6px 14px;
  background: var(--green-light);
  border-radius: 20px;
}

.reveal-note {
  font-size: 0.9rem;
  color: var(--gray-600);
  line-height: 1.5;
}

.reveal-stats-bar { display: flex; justify-content: center; gap: 32px; margin: 20px 0; padding: 16px; background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); }
.reveal-stat-item { text-align: center; }
.reveal-stat-value { display: block; font-size: 1.3rem; font-weight: 700; color: var(--green); }
.reveal-stat-label { display: block; font-size: 0.75rem; color: var(--gray-500); }
.reveal-risk-bar { padding: 16px; background: var(--red-light); border-radius: var(--radius); margin-bottom: 16px; font-size: 0.9rem; color: var(--gray-700); }
.reveal-risk-bar strong { color: var(--red); }

.reveal-cta-text {
  font-size: 0.95rem;
  color: var(--gray-700);
  font-weight: 500;
  margin-bottom: 16px;
  text-align: center;
}

/* SUCCESS */
.form-success { text-align: center; padding: 32px 0; }
.success-icon { width: 64px; height: 64px; background: var(--green); color: var(--white); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 2rem; margin: 0 auto 20px; }
.form-success h3 { font-size: 1.5rem; margin-bottom: 12px; }
.success-sub { color: var(--gray-500); font-size: 0.9rem; margin-top: 12px; }

/* SMS OPT-IN */
.sms-optin { margin-top: 28px; padding: 24px; background: var(--gray-50); border-radius: var(--radius); border: 1px solid var(--gray-200); text-align: left; }
.sms-optin h4 { font-size: 1rem; margin-bottom: 4px; }
.sms-note { font-size: 0.85rem; color: var(--gray-500); margin-bottom: 12px; }
.sms-form { display: flex; gap: 8px; margin-bottom: 8px; }
.sms-form input { flex: 1; padding: 12px 16px; border: 2px solid var(--gray-200); border-radius: var(--radius); font-size: 1rem; font-family: var(--font); }
.sms-form input:focus { outline: none; border-color: var(--primary); }
.sms-consent { font-size: 0.75rem; color: var(--gray-400); line-height: 1.5; }

/* --- FAQ --- */
.faq { padding: 80px 0; background: var(--gray-50); }
.faq-grid { max-width: 800px; margin: 0 auto; }
.faq-item { border-bottom: 1px solid var(--gray-200); }
.faq-question { width: 100%; text-align: left; padding: 20px 40px 20px 0; background: none; border: none; font-size: 1.05rem; font-weight: 600; color: var(--gray-900); cursor: pointer; position: relative; font-family: var(--font); transition: color var(--transition); }
.faq-question:hover { color: var(--primary); }
.faq-question::after { content: '+'; position: absolute; right: 0; top: 50%; transform: translateY(-50%); font-size: 1.5rem; font-weight: 300; color: var(--gray-400); }
.faq-item.open .faq-question::after { content: '-'; }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.3s ease, padding 0.3s ease; }
.faq-item.open .faq-answer { max-height: 500px; padding-bottom: 20px; }
.faq-answer p { color: var(--gray-600); font-size: 0.95rem; line-height: 1.7; }

/* --- CTA BANNER --- */
.cta-banner { padding: 64px 0; background: var(--red); text-align: center; color: var(--white); }
.cta-banner h2 { color: var(--white); font-size: 2rem; margin-bottom: 12px; }
.cta-banner p { color: rgba(255,255,255,0.9); font-size: 1.05rem; max-width: 620px; margin: 0 auto 28px; line-height: 1.6; }

/* --- FOOTER --- */
.site-footer { padding: 64px 0 0; background: var(--gray-900); color: var(--gray-400); }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
.footer-brand .logo { color: var(--white); margin-bottom: 12px; }
.footer-brand .logo-icon { background: var(--primary); }
.footer-brand p { font-size: 0.9rem; line-height: 1.6; color: var(--gray-400); }
.footer-links h4 { color: var(--white); font-size: 0.9rem; margin-bottom: 16px; text-transform: uppercase; letter-spacing: 0.5px; }
.footer-links a { display: block; color: var(--gray-400); font-size: 0.9rem; padding: 4px 0; transition: color var(--transition); }
.footer-links a:hover { color: var(--white); }
.footer-disclosures { padding: 28px 0; border-top: 1px solid rgba(255,255,255,0.1); }
.footer-disclosures p { font-size: 0.8rem; color: var(--gray-500); margin-bottom: 12px; line-height: 1.6; }
.footer-bottom { padding: 20px 0; border-top: 1px solid rgba(255,255,255,0.1); text-align: center; }
.footer-bottom p { font-size: 0.85rem; color: var(--gray-500); }

/* --- MODAL --- */
.modal-overlay { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: rgba(0,0,0,0.6); z-index: 2000; align-items: center; justify-content: center; padding: 24px; }
.modal-overlay.active { display: flex; }
.modal { background: var(--white); border-radius: var(--radius-lg); padding: 40px; max-width: 440px; width: 100%; position: relative; box-shadow: var(--shadow-xl); animation: slideUp 0.3s ease; }
.modal-close { position: absolute; top: 12px; right: 16px; background: none; border: none; font-size: 1.5rem; cursor: pointer; color: var(--gray-400); }
.modal h3 { font-size: 1.3rem; margin-bottom: 10px; }
.modal p { font-size: 0.95rem; color: var(--gray-600); margin-bottom: 20px; }
.modal-form { display: flex; gap: 8px; }
.modal-form input { flex: 1; padding: 12px 16px; border: 2px solid var(--gray-200); border-radius: var(--radius); font-size: 1rem; font-family: var(--font); }
.modal-form input:focus { outline: none; border-color: var(--primary); }
.modal-note { font-size: 0.8rem; color: var(--gray-400); margin-top: 12px; margin-bottom: 0; }

/* --- STICKY MOBILE CTA --- */
.mobile-sticky-cta { display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 900; background: var(--white); border-top: 1px solid var(--gray-200); box-shadow: 0 -4px 12px rgba(0,0,0,0.1); padding: 12px 16px; gap: 10px; }
.sticky-call, .sticky-quote { flex: 1; padding: 14px 16px; text-align: center; border-radius: var(--radius); font-weight: 600; font-size: 0.95rem; }
.sticky-call { background: var(--white); border: 2px solid var(--primary); color: var(--primary); }
.sticky-quote { background: var(--accent); color: var(--white); }

/* --- ANIMATIONS --- */
@keyframes fadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: translateY(0); } }
@keyframes slideUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }

/* --- RESPONSIVE --- */
@media (max-width: 1024px) {
  .shock-grid { grid-template-columns: 1fr 1fr; }
  .risk-grid { grid-template-columns: 1fr 1fr; }
  .covered-grid { grid-template-columns: 1fr 1fr; }
  .alt-grid { grid-template-columns: 1fr; }
  .hero-split { grid-template-columns: 1fr; }
  .bottom-cta-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .main-nav { display: none; position: absolute; top: 72px; left: 0; right: 0; background: var(--white); flex-direction: column; padding: 20px 24px; gap: 16px; border-bottom: 1px solid var(--gray-200); box-shadow: var(--shadow-lg); }
  .main-nav.open { display: flex; }
  .mobile-toggle { display: flex; }
  .eeat-inner { flex-direction: column; text-align: center; gap: 4px; }
  .hero { padding: 60px 0; }
  .hero-split { grid-template-columns: 1fr; gap: 32px; }
  .hero h1 { font-size: 2rem; }
  .hero-sub { font-size: 1rem; }
  .hero-trust { flex-direction: column; gap: 16px; align-items: flex-start; margin-bottom: 32px; }
  .trust-divider { display: none; }
  .trust-item span { max-width: none; }
  .shock-grid { grid-template-columns: 1fr 1fr; }
  .urgency-inner { flex-direction: column; text-align: center; gap: 12px; }
  .countdown-wrap { flex-direction: column; gap: 8px; }
  .section-title { font-size: 1.6rem; }
  .section-sub { font-size: 0.95rem; }
  .math-grid { grid-template-columns: 1fr; }
  .risk-grid { grid-template-columns: 1fr; }
  .story-grid { grid-template-columns: 1fr; }
  .honesty-grid { grid-template-columns: 1fr; }
  .covered-grid { grid-template-columns: 1fr 1fr; }
  .name-row { flex-direction: column; }
  .radio-group { flex-direction: column; }
  .radio-card { min-width: 100%; }
  .reveal-stats-bar { flex-direction: column; gap: 12px; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .mobile-sticky-cta { display: flex; }
  .site-footer { padding-bottom: 80px; }
  .result-email-capture { flex-direction: column; }
  .sms-form { flex-direction: column; }
  .modal-form { flex-direction: column; }
}

@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .hero h1 { font-size: 1.7rem; }
  .shock-grid { grid-template-columns: 1fr; }
  .covered-grid { grid-template-columns: 1fr; }
  .hero-form-container { padding: 24px; }
  .modal { padding: 28px; }
}